Où trouver sa mise de fonds pour l'achat d'une maison? - Le Journal de Montréal

Où trouver sa mise de fonds pour l'achat d'une maison?  Le Journal de Montréal

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Où trouver sa mise de fonds pour l'achat d'une maison? - TVA Nouvelles

Où trouver sa mise de fonds pour l'achat d'une maison?  TVA Nouvelles

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Où trouver sa mise de fonds pour l'achat d'une maison? - Le Journal de Montréal

Où trouver sa mise de fonds pour l'achat d'une maison?  Le Journal de Montréal

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Où trouver sa mise de fonds pour l'achat d'une maison? - TVA Nouvelles

Où trouver sa mise de fonds pour l'achat d'une maison?  TVA Nouvelles

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Où trouver sa mise de fonds pour l'achat d'une maison? - Le Journal de Montréal

Où trouver sa mise de fonds pour l'achat d'une maison?  Le Journal de Montréal

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L'économie du Québec se démarque - Le Journal de Montréal

L'économie du Québec se démarque  Le Journal de Montréal

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Comment vendre sa maison rapidement ?

Le marché de l’immobilier est en constante évolution. Il n’est pas facile de savoir si son bien immobilier se vendra facilement ou non. Voici...

The post Comment vendre sa maison rapidement ? appeared first on Blogue Immobilier : conseils et astuces.

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Blogue Immobilier

Grand Montréal Encore de l'effervescence en 2020 en immobilier - TVA Nouvelles

Grand Montréal Encore de l'effervescence en 2020 en immobilier  TVA Nouvelles

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Fin de parcours pour les calèches dans le Vieux-Montréal - Le Devoir

Fin de parcours pour les calèches dans le Vieux-Montréal  Le Devoir

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Encore de l'effervescence en 2020 en immobilier - Le Journal de Montréal

Encore de l'effervescence en 2020 en immobilier  Le Journal de Montréal

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Grand Montréal Encore de l'effervescence en 2020 en immobilier - TVA Nouvelles

Grand Montréal Encore de l'effervescence en 2020 en immobilier  TVA Nouvelles

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Cominar: six femmes aux avant-postes - La Presse

Cominar: six femmes aux avant-postes  La Presse

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Cominar : aux avant-postes - La Presse

Cominar : aux avant-postes  La Presse

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Où trouver sa mise de fonds pour l'achat d'une maison? - TVA Nouvelles

Où trouver sa mise de fonds pour l'achat d'une maison?  TVA Nouvelles

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Une mort inexpliquée juste avant de rejoindre sa copine - TVA Nouvelles

Une mort inexpliquée juste avant de rejoindre sa copine  TVA Nouvelles

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Le Vieux-Montréal tire un trait sur les visites guidées en calèche - Le Soleil - Groupe Capitales Médias

Le Vieux-Montréal tire un trait sur les visites guidées en calèche  Le Soleil - Groupe Capitales Médias

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Une mort inexpliquée juste avant de rejoindre sa copine - Le Journal de Montréal

Une mort inexpliquée juste avant de rejoindre sa copine  Le Journal de Montréal

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L'édifice de la Banque-de-Montréal et son style Beaux-Arts - Le Droit - Groupe Capitales Médias

L'édifice de la Banque-de-Montréal et son style Beaux-Arts  Le Droit - Groupe Capitales Médias

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Une mort inexpliquée juste avant de rejoindre sa copine - TVA Nouvelles

Une mort inexpliquée juste avant de rejoindre sa copine  TVA Nouvelles

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Une mort inexpliquée juste avant de rejoindre sa copine - Le Journal de Montréal

Une mort inexpliquée juste avant de rejoindre sa copine  Le Journal de Montréal

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Une mort inexpliquée juste avant de rejoindre sa copine - Le Journal de Montréal

Une mort inexpliquée juste avant de rejoindre sa copine  Le Journal de Montréal

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Le Vieux-Montréal tire un trait sur les visites guidées en calèche - L’actualité

Le Vieux-Montréal tire un trait sur les visites guidées en calèche  L’actualité

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Une mort inexpliquée juste avant de rejoindre sa copine - TVA Nouvelles

Une mort inexpliquée juste avant de rejoindre sa copine  TVA Nouvelles

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Le marché immobilier canadien connaîtra un regain en 2020 - ICI.Radio-Canada.ca

Le marché immobilier canadien connaîtra un regain en 2020  ICI.Radio-Canada.ca

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Le Vieux-Montréal tire un trait sur les visites guidées en calèche - Le Devoir

Le Vieux-Montréal tire un trait sur les visites guidées en calèche  Le Devoir

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Où trouver sa mise de fonds pour l'achat d'une maison? - Le Journal de Montréal

Où trouver sa mise de fonds pour l'achat d'une maison?  Le Journal de Montréal

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Le Vieux-Montréal tire un trait sur les visites guidées en calèche - HuffPost Quebec

Le Vieux-Montréal tire un trait sur les visites guidées en calèche  HuffPost Quebec

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Une mort inexpliquée juste avant de rejoindre sa copine - Le Journal de Montréal

Une mort inexpliquée juste avant de rejoindre sa copine  Le Journal de Montréal

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Le Vieux-Montréal tire un trait sur les visites guidées en calèche - Le Devoir

Le Vieux-Montréal tire un trait sur les visites guidées en calèche  Le Devoir

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Où trouver sa mise de fonds pour l'achat d'une maison? - TVA Nouvelles

Où trouver sa mise de fonds pour l'achat d'une maison?  TVA Nouvelles

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Le Vieux-Montréal tire un trait sur les visites guidées en calèche - L’actualité

Le Vieux-Montréal tire un trait sur les visites guidées en calèche  L’actualité

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Une mort inexpliquée juste avant de rejoindre sa copine - TVA Nouvelles

Une mort inexpliquée juste avant de rejoindre sa copine  TVA Nouvelles

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Une mort inexpliquée juste avant de rejoindre sa copine - Le Journal de Montréal

Une mort inexpliquée juste avant de rejoindre sa copine  Le Journal de Montréal

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Une mort inexpliquée juste avant de rejoindre sa copine - TVA Nouvelles

Une mort inexpliquée juste avant de rejoindre sa copine  TVA Nouvelles

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Ville Les dossiers à surveiller à Montréal en 2020 - Le Journal de Montréal

Ville Les dossiers à surveiller à Montréal en 2020  Le Journal de Montréal

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Transport, logement ou environnement Les dossiers à surveiller à Montréal en 2020 - TVA Nouvelles

Transport, logement ou environnement Les dossiers à surveiller à Montréal en 2020  TVA Nouvelles

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Avez-vous le bon système de chauffage? - Le Journal de Montréal

Avez-vous le bon système de chauffage?  Le Journal de Montréal

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Ville Les dossiers à surveiller à Montréal en 2020 - Le Journal de Montréal

Ville Les dossiers à surveiller à Montréal en 2020  Le Journal de Montréal

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Avez-vous le bon système de chauffage? - Le Journal de Montréal

Avez-vous le bon système de chauffage?  Le Journal de Montréal

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Avez-vous le bon système de chauffage? - Le Journal de Montréal

Avez-vous le bon système de chauffage?  Le Journal de Montréal

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Transport, logement ou environnement Les dossiers à surveiller à Montréal en 2020 - TVA Nouvelles

Transport, logement ou environnement Les dossiers à surveiller à Montréal en 2020  TVA Nouvelles

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Les routes seront bien glacées un peu partout dans la province - Le Journal de Montréal

Les routes seront bien glacées un peu partout dans la province  Le Journal de Montréal

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Les routes seront bien glacées un peu partout dans la province - Le Journal de Montréal

Les routes seront bien glacées un peu partout dans la province  Le Journal de Montréal

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Quiz sur les finances personnelles - Le Journal de Montréal

Quiz sur les finances personnelles  Le Journal de Montréal

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Ville Les dossiers à surveiller à Montréal en 2020 - Le Journal de Montréal

Ville Les dossiers à surveiller à Montréal en 2020  Le Journal de Montréal

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Transport, logement ou environnement Les dossiers à surveiller à Montréal en 2020 - TVA Nouvelles

Transport, logement ou environnement Les dossiers à surveiller à Montréal en 2020  TVA Nouvelles

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Ville Les dossiers à surveiller à Montréal en 2020 - Le Journal de Montréal

Ville Les dossiers à surveiller à Montréal en 2020  Le Journal de Montréal

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Transport, logement ou environnement Les dossiers à surveiller à Montréal en 2020 - TVA Nouvelles

Transport, logement ou environnement Les dossiers à surveiller à Montréal en 2020  TVA Nouvelles

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Ville Les dossiers à surveiller à Montréal en 2020 - Le Journal de Montréal

Ville Les dossiers à surveiller à Montréal en 2020  Le Journal de Montréal

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Avez-vous le bon système de chauffage? - Le Journal de Montréal

Avez-vous le bon système de chauffage?  Le Journal de Montréal

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Canadian Real Estate and the Global Market

The Canadian real estate market is confusing enough without having to look at it from a global standpoint. However, sometimes you have to look at the bigger picture to help put things in perspective. According to the Knight Frank Global House Price Index, Canada is sitting at the bottom of a global housing slowdown.

In 49^th place of 56 housing markets, the report which tracks annual house prices by country shows that Canadian home prices in the second quarter of 2019 inched up by just 0.5 percent compared to 2018. However, despite this news, there is hope that the Canadian real estate market is looking up.

Home Pricing Holding Steady

Although the Knight Frank report shows we took quite the tumble, compared to a few years ago, we weren’t as bad as markets that reported declines such as Morocco, Italy, Finland and Australia. As well, according to the Canadian Real Estate Association National home sales held steady for November with activity up by 12.9% year-over-year, although there was a slight decline compared to October by 1.8%. The good news is the actual national average sale price rose 5.8% year over year.

Accelerated Sales in Vancouver and Toronto

Looking at those driving markets that have proven to be key to Canadian real estate, Toronto and Vancouver, they also saw accelerated sales activity according to the Huffington Post. This indicates recovery according to Robert Hogue, a senior economist for RBC. “Canada’s housing market correction is over, and the recovery is on.” So, things are truly looking up.

The Financial Post reported Canada’s realtors have been enjoying great performance going back to September, another sign the market is strengthening. B.C. was at the head of the charge, and weakness is only apparent in our oil-producing regions.

Steady Interest Rates

This info aligns with other factors that point to recovery from the slump we experienced in the beginning of 2019. According to the Financial Post, this includes the Bank of Canada’s decision to hold interest rates as is despite what is happening around the world.  “Home sales activity and prices are improving after having weakened significantly in a number of housing markets,” says Gregory Klump, chief economist at the Ottawa-based realtor group in a statement to the Financial Post. “How long the current rebound continues depends on economic growth, which is being subdued by trade and business investment uncertainties.”

Bubble Risk in Canada

On a less positive note, according to the UBS Global Real Estate Bubble Index, risk of the real estate bubble in Toronto is the second highest in the world. The index looks at areas with the highest overvaluation of housing prices. Toronto was second to Munich and sitting in the company of Amsterdam and Hong Kong, which tied for third.

Vancouver actually saw improvements. The index reports areas that are experiencing consistent mispricing in real estate markets. One of the things they consider is what they call a “decoupling” of prices from local incomes and rents as well as issues in the economy such as higher instances of lending or what’s going on with construction activity.

Toronto Housing Crisis

It’s no secret Toronto suffers from unaffordable-housingitis. According to the Toronto Housing Markets Analysis, renters who are trying to save to buy in the GTA have to wait from 11 to 27 years just to for a 10 percent down payment on the average priced home. As well, unfortunately, Toronto’s rental market is not keeping pace with need. The majority of the purpose-built rental housing in Toronto was built during the “postwar rental apartment boom” of the 1960s and 1970s. Of the available units, over 90 percent were built pre-1980.

Drop in Prospects

According to Mortgage Brokers News, not surprisingly, contributors to the Index report say when there is low affordability, it causes issues for people who can’t afford to live in an area. Head of Swiss & Global Real Estate Claudio Saputelli and Head of Swiss Real Estate Investments Matthias Holzhey stated in the Index report: “If employees cannot afford an apartment with reasonable access to the local job market, the attractiveness and growth prospects of the city in question drop.”

The Mortgage Brokers article says that in markets that experience overvaluation, the expected drops can lead to managing curb price appreciation by taking regulatory measures. This is to help correct overheated prices. According to the Index, when looking at 2016 top rankers, they all experienced price drops at an average of 10 percent.

Real Home Prices Rise

As well, the Canadian cities in the Index between 2000 and 2018 saw real home prices rise by more than 5 percent each year in Vancouver and Toronto. “The introduction of taxes on foreign buyers, vacancy fees and stricter rent controls seem to have taken effect,” says the report. “While the average price level in Toronto has remained broadly unchanged from last year, prices in Vancouver are down by 7 percent. Lower mortgage rates are supportive but cannot outweigh lower economic growth.”

However, when it comes to Canada, in general, it really only is Vancouver and Toronto at risk of real estate bubbles.

Favourable Financing Conditions

In these expensive cities, the Index finds favourable financing conditions are not helping. This is one of the reasons home prices are staying high, even though in most cases affordability is one of the things that should, in theory, impact financial conditions. It’s a puzzler.

Although many are atremble thinking about the American housing market tragedy that occurred when the bubble burst, Canadians have some differences that might help. For example, we are seeing lending growth on par with GDP growth. This was not the case as the Great Financial Crisis in the U.S. crept up on everyone.

There, outstanding mortgage volumes increased up to 2.5 percent faster than GDP. We don’t seem to be seeing such an issue which is a hopeful sign for the Canadian real estate market and the state of our economy as well.

The post Canadian Real Estate and the Global Market appeared first on Guide You Home.

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RE/MAX Canada

Canadian Real Estate and the Global Market

The Canadian real estate market is confusing enough without having to look at it from a global standpoint. However, sometimes you have to look at the bigger picture to help put things in perspective. According to the Knight Frank Global House Price Index, Canada is sitting at the bottom of a global housing slowdown.

In 49^th place of 56 housing markets, the report which tracks annual house prices by country shows that Canadian home prices in the second quarter of 2019 inched up by just 0.5 percent compared to 2018. However, despite this news, there is hope that the Canadian real estate market is looking up.

Home Pricing Holding Steady

Although the Knight Frank report shows we took quite the tumble, compared to a few years ago, we weren’t as bad as markets that reported declines such as Morocco, Italy, Finland and Australia. As well, according to the Canadian Real Estate Association National home sales held steady for November with activity up by 12.9% year-over-year, although there was a slight decline compared to October by 1.8%. The good news is the actual national average sale price rose 5.8% year over year.

Accelerated Sales in Vancouver and Toronto

Looking at those driving markets that have proven to be key to Canadian real estate, Toronto and Vancouver, they also saw accelerated sales activity according to the Huffington Post. This indicates recovery according to Robert Hogue, a senior economist for RBC. “Canada’s housing market correction is over, and the recovery is on.” So, things are truly looking up.

The Financial Post reported Canada’s realtors have been enjoying great performance going back to September, another sign the market is strengthening. B.C. was at the head of the charge, and weakness is only apparent in our oil-producing regions.

Steady Interest Rates

This info aligns with other factors that point to recovery from the slump we experienced in the beginning of 2019. According to the Financial Post, this includes the Bank of Canada’s decision to hold interest rates as is despite what is happening around the world.  “Home sales activity and prices are improving after having weakened significantly in a number of housing markets,” says Gregory Klump, chief economist at the Ottawa-based realtor group in a statement to the Financial Post. “How long the current rebound continues depends on economic growth, which is being subdued by trade and business investment uncertainties.”

Bubble Risk in Canada

On a less positive note, according to the UBS Global Real Estate Bubble Index, risk of the real estate bubble in Toronto is the second highest in the world. The index looks at areas with the highest overvaluation of housing prices. Toronto was second to Munich and sitting in the company of Amsterdam and Hong Kong, which tied for third.

Vancouver actually saw improvements. The index reports areas that are experiencing consistent mispricing in real estate markets. One of the things they consider is what they call a “decoupling” of prices from local incomes and rents as well as issues in the economy such as higher instances of lending or what’s going on with construction activity.

Toronto Housing Crisis

It’s no secret Toronto suffers from unaffordable-housingitis. According to the Toronto Housing Markets Analysis, renters who are trying to save to buy in the GTA have to wait from 11 to 27 years just to for a 10 percent down payment on the average priced home. As well, unfortunately, Toronto’s rental market is not keeping pace with need. The majority of the purpose-built rental housing in Toronto was built during the “postwar rental apartment boom” of the 1960s and 1970s. Of the available units, over 90 percent were built pre-1980.

Drop in Prospects

According to Mortgage Brokers News, not surprisingly, contributors to the Index report say when there is low affordability, it causes issues for people who can’t afford to live in an area. Head of Swiss & Global Real Estate Claudio Saputelli and Head of Swiss Real Estate Investments Matthias Holzhey stated in the Index report: “If employees cannot afford an apartment with reasonable access to the local job market, the attractiveness and growth prospects of the city in question drop.”

The Mortgage Brokers article says that in markets that experience overvaluation, the expected drops can lead to managing curb price appreciation by taking regulatory measures. This is to help correct overheated prices. According to the Index, when looking at 2016 top rankers, they all experienced price drops at an average of 10 percent.

Real Home Prices Rise

As well, the Canadian cities in the Index between 2000 and 2018 saw real home prices rise by more than 5 percent each year in Vancouver and Toronto. “The introduction of taxes on foreign buyers, vacancy fees and stricter rent controls seem to have taken effect,” says the report. “While the average price level in Toronto has remained broadly unchanged from last year, prices in Vancouver are down by 7 percent. Lower mortgage rates are supportive but cannot outweigh lower economic growth.”

However, when it comes to Canada, in general, it really only is Vancouver and Toronto at risk of real estate bubbles.

Favourable Financing Conditions

In these expensive cities, the Index finds favourable financing conditions are not helping. This is one of the reasons home prices are staying high, even though in most cases affordability is one of the things that should, in theory, impact financial conditions. It’s a puzzler.

Although many are atremble thinking about the American housing market tragedy that occurred when the bubble burst, Canadians have some differences that might help. For example, we are seeing lending growth on par with GDP growth. This was not the case as the Great Financial Crisis in the U.S. crept up on everyone.

There, outstanding mortgage volumes increased up to 2.5 percent faster than GDP. We don’t seem to be seeing such an issue which is a hopeful sign for the Canadian real estate market and the state of our economy as well.

The post Canadian Real Estate and the Global Market appeared first on Guide You Home.

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RE/MAX Canada

Comment estimer le prix d’un immeuble

Calculer la valeur d’un immeuble doit commencer par une vérification visuelle s’intéressant à l’aspect du bâtiment. Ce processus doit continuer par l’usage d’outils permettant...

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Blogue Immobilier

Avez-vous le bon système de chauffage? - Le Journal de Montréal

Avez-vous le bon système de chauffage?  Le Journal de Montréal

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Avez-vous le bon système de chauffage? - Le Journal de Montréal

Avez-vous le bon système de chauffage?  Le Journal de Montréal

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Transport, logement ou environnement Les dossiers à surveiller à Montréal en 2020 - TVA Nouvelles

Transport, logement ou environnement Les dossiers à surveiller à Montréal en 2020  TVA Nouvelles

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Ville Les dossiers à surveiller à Montréal en 2020 - Le Journal de Montréal

Ville Les dossiers à surveiller à Montréal en 2020  Le Journal de Montréal

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Transport, logement ou environnement Les dossiers à surveiller à Montréal en 2020 - TVA Nouvelles

Transport, logement ou environnement Les dossiers à surveiller à Montréal en 2020  TVA Nouvelles

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Avez-vous le bon système de chauffage? - Le Journal de Montréal

Avez-vous le bon système de chauffage?  Le Journal de Montréal

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Construction maison moderne : à qui s’adresser ?

Dès qu’il est question de construction de maison, quel que soit son style, mieux vaut toujours s’en remettre aux compétences d’un professionnel. Vous pouvez...

The post Construction maison moderne : à qui s’adresser ? appeared first on Blogue Immobilier : conseils et astuces.

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Blogue Immobilier

Construire sa maison à moindre coût : nos conseils d’expert

Construire une maison n’est pas chose facile. Mais surtout, cela engendre des coûts faramineux. Achat des matériaux, rémunération des artisans ou de l’architecte, investissement...

The post Construire sa maison à moindre coût : nos conseils d’expert appeared first on Blogue Immobilier : conseils et astuces.

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Blogue Immobilier

Comment rénover une installation électrique ?

Bien que rien ne vous oblige à rénover le réseau électrique de votre habitation, il est prudent de s’assurer que l’installation respecte les normes...

The post Comment rénover une installation électrique ? appeared first on Blogue Immobilier : conseils et astuces.

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Blogue Immobilier

Ville Les dossiers à surveiller à Montréal en 2020 - Le Journal de Montréal

Ville Les dossiers à surveiller à Montréal en 2020  Le Journal de Montréal

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L’immeuble de rapport de Mickaël à Libourne

Grâce à la formation Je réussis mon premier investissement locatif, Mickaël a investi dans un immeuble de rapport à Libourne qu’il loue en location meublée. Son opération est intéressante car Mickaël s’est directement lancé dans un immeuble pour réaliser son premier investissement locatif. Il a utilisé son réseau pour monter son projet et a transformé un T4 en T2 afin de ...

Lire la suite

L’article L’immeuble de rapport de Mickaël à Libourne est apparu en premier sur Esprit Riche.

A voir aussi:

1. Immobilier : investir dans la colocation – Mon nouveau projet Dans cette vidéo je vous propose de visiter l’un de mes derniers projets : la création...
2. Investir dans un immeuble de rapport  Etienne est conseiller en gestion de patrimoine et auteur du blog Indépendance Financière. Lorsque nous...
3. Immobilier : comment choisir un immeuble de rapport ? Comment choisir un immeuble de rapport ? Voilà une bonne question ! Pour vous aider...

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Michael Ferrari

Transport, logement ou environnement Les dossiers à surveiller à Montréal en 2020 - TVA Nouvelles

Transport, logement ou environnement Les dossiers à surveiller à Montréal en 2020  TVA Nouvelles

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Ville Les dossiers à surveiller à Montréal en 2020 - Le Journal de Montréal

Ville Les dossiers à surveiller à Montréal en 2020  Le Journal de Montréal

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Transport, logement ou environnement Les dossiers à surveiller à Montréal en 2020 - TVA Nouvelles

Transport, logement ou environnement Les dossiers à surveiller à Montréal en 2020  TVA Nouvelles

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Les dossiers à surveiller à Montréal en 2020 - Le Journal de Montréal

Les dossiers à surveiller à Montréal en 2020  Le Journal de Montréal

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Top Reasons to List Your House at the Beginning of the Year

When it comes to selling your home there are a lot of factors to consider, one of the biggest being the timing. While sometimes timing cannot be controlled, there are certain times of the year that are better than others when it comes to listing and selling your home, if you are not in a huge time crunch. We reached out to our RE/MAX Influencers – a panel consisting of RE/MAX Sales Associates throughout Canada – to compile some of the top reasons to list your home at the beginning of the year.

According to our RE/MAX Influencer panel, there are five key factors that play a role in deciding when the best time to list is and they were most prominently noted in the beginning of the year. These five key factors include seasonality, competition, exposure, move-in timing and a seller’s vs. buyer’s market. Taking these factors into consideration, our RE/MAX Influencers noted February, March and April as three of the best months to list your home for sale.

February

Although the weather isn’t always the best, the month of February was noted to be a good month to list your home by our RE/MAX Influencers for several different reasons. Listing your home in February gives you the chance to gain some exposure before the spring rush, and the normally low inventory in February means less competition. The timing of February is also good in terms of people beginning to either start of resume their house hunt after the busy holiday season.

Listing in February can also give you a leg up as the weather begins to take a turn for the better and February typically leads into a very active spring market. Because of this, buyer’s attitudes are typically better due to spring fever, and purchasing in February gives buyers lots of time to move in before summer.

March

According to our RE/MAX Influencers, listing your home in March falls under many of the same points as listing in February. You are able to beat the spring rush and get some early exposure and low inventory results in less competition. As well, by March many people have settled down after the rush of the holidays and winter vacations and are beginning to search for homes. The weather begins to improve which also helps boost the moods of potential buyers and gets them thinking about buying and settling into a new home before summer.

Listing your home in March also lines up with a late spring/early summer possession date, which is attractive to many buyers as it means they can be settled into their new home before the summer months hit. This timeline gives them the opportunity to begin moving as nicer, warmer weather hits, and allows buyers to enjoy the summer in their new home.

April

By April the weather has usually improved and those who choose to list their home during the month of April are hitting the market at the beginning of the spring rush. According to our RE/MAX Influencers, April is a great month to list your home as it after the income tax period and many buyers are beginning their search, which will give your listing the best exposure! The good weather that comes along with spring will help the exterior of your home to look lovely and green, which will attract buyers much more. Many buyers are also more willing to come and look at a listing in the spring, as they won’t have to trudge through snow and ice to view your home.

April is also a great month for listing as it lends itself nicely to a 90 day possession timeline, which is the perfect time to move at the end of June when school is over. Typically as the year progresses more into spring, buyers start seriously searching for their next home and there are often more buyers in the market than there were in the early months of the year.

For more articles from our expert Influencers, click here!

The post Top Reasons to List Your House at the Beginning of the Year appeared first on Guide You Home.

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RE/MAX Influencers

Top Reasons to List Your House at the Beginning of the Year

When it comes to selling your home there are a lot of factors to consider, one of the biggest being the timing. While sometimes timing cannot be controlled, there are certain times of the year that are better than others when it comes to listing and selling your home, if you are not in a huge time crunch. We reached out to our RE/MAX Influencers – a panel consisting of RE/MAX Sales Associates throughout Canada – to compile some of the top reasons to list your home at the beginning of the year.

According to our RE/MAX Influencer panel, there are five key factors that play a role in deciding when the best time to list is and they were most prominently noted in the beginning of the year. These five key factors include seasonality, competition, exposure, move-in timing and a seller’s vs. buyer’s market. Taking these factors into consideration, our RE/MAX Influencers noted February, March and April as three of the best months to list your home for sale.

February

Although the weather isn’t always the best, the month of February was noted to be a good month to list your home by our RE/MAX Influencers for several different reasons. Listing your home in February gives you the chance to gain some exposure before the spring rush, and the normally low inventory in February means less competition. The timing of February is also good in terms of people beginning to either start of resume their house hunt after the busy holiday season.

Listing in February can also give you a leg up as the weather begins to take a turn for the better and February typically leads into a very active spring market. Because of this, buyer’s attitudes are typically better due to spring fever, and purchasing in February gives buyers lots of time to move in before summer.

March

According to our RE/MAX Influencers, listing your home in March falls under many of the same points as listing in February. You are able to beat the spring rush and get some early exposure and low inventory results in less competition. As well, by March many people have settled down after the rush of the holidays and winter vacations and are beginning to search for homes. The weather begins to improve which also helps boost the moods of potential buyers and gets them thinking about buying and settling into a new home before summer.

Listing your home in March also lines up with a late spring/early summer possession date, which is attractive to many buyers as it means they can be settled into their new home before the summer months hit. This timeline gives them the opportunity to begin moving as nicer, warmer weather hits, and allows buyers to enjoy the summer in their new home.

April

By April the weather has usually improved and those who choose to list their home during the month of April are hitting the market at the beginning of the spring rush. According to our RE/MAX Influencers, April is a great month to list your home as it after the income tax period and many buyers are beginning their search, which will give your listing the best exposure! The good weather that comes along with spring will help the exterior of your home to look lovely and green, which will attract buyers much more. Many buyers are also more willing to come and look at a listing in the spring, as they won’t have to trudge through snow and ice to view your home.

April is also a great month for listing as it lends itself nicely to a 90 day possession timeline, which is the perfect time to move at the end of June when school is over. Typically as the year progresses more into spring, buyers start seriously searching for their next home and there are often more buyers in the market than there were in the early months of the year.

For more articles from our expert Influencers, click here!

The post Top Reasons to List Your House at the Beginning of the Year appeared first on Guide You Home.

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RE/MAX Influencers

Des religieuses dans l'incertitude en raison d'une faillite - La Presse

Des religieuses dans l'incertitude en raison d'une faillite  La Presse

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Les dossiers à surveiller à Montréal en 2020 - TVA Nouvelles

Les dossiers à surveiller à Montréal en 2020  TVA Nouvelles

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Avez-vous le bon système de chauffage? - Le Journal de Montréal

Avez-vous le bon système de chauffage?  Le Journal de Montréal

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Des résidents s’opposent à un projet immobilier en plein coeur du Vieux-Montréal - Métro Montréal

Des résidents s’opposent à un projet immobilier en plein coeur du Vieux-Montréal  Métro Montréal

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Québecor se lance dans les condos pour dynamiser l'Impérial - La Presse

Québecor se lance dans les condos pour dynamiser l'Impérial  La Presse

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Pas de froid immobilier - Le Devoir

Pas de froid immobilier  Le Devoir

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Une émule d'Airbnb se réserve un siège social à Montréal - La Presse

Une émule d'Airbnb se réserve un siège social à Montréal  La Presse

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Québecor se lance dans les condos pour dynamiser l'Impérial - La Presse

Québecor se lance dans les condos pour dynamiser l'Impérial  La Presse

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La Ville devient propriétaire de Technoparc Montréal - TVA Nouvelles

La Ville devient propriétaire de Technoparc Montréal  TVA Nouvelles

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La Ville de Montréal officiellement propriétaire du Technoparc - Métro Montréal

La Ville de Montréal officiellement propriétaire du Technoparc  Métro Montréal

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Québecor se lance dans les condos pour dynamiser l'Impérial - La Presse

Québecor se lance dans les condos pour dynamiser l'Impérial  La Presse

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Dézonage agricole: le promoteur du Quartier – Forestia dénonce la décision de la CMM - Le Journal de Montréal

Dézonage agricole: le promoteur du Quartier – Forestia dénonce la décision de la CMM  Le Journal de Montréal

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BoC rate hike might drive further insolvencies – CIBC

The national insolvency rate has seen its largest annual increase in a decade

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BC housing market to enjoy stronger sales and starts in 2020

Intensified building across all housing types will spur greater activity

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Immigration will continue to fuel Canadian housing activity

New arrivals to Canada represented a significant portion of population growth this year

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Ontario office acquisition reinforces desirability of the asset class

A major transaction for a Markham office complex has closed for nearly $118 million earlier this week

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Québecor se lance dans les condos pour dynamiser l'Impérial - La Presse

Québecor se lance dans les condos pour dynamiser l'Impérial  La Presse

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Rétrospective 10 moments ayant marqué Montréal en 2019 - TVA Nouvelles

Rétrospective 10 moments ayant marqué Montréal en 2019  TVA Nouvelles

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Lifting the veil on the new Canada-Ontario Housing Benefit

The Canada-Ontario Housing Benefit is hailed as a boon for the rental market in Canada’s largest city, but who exactly does it benefit, and how soon?

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Final days to enter Top Independent Brokerages 2020

Entries for CMP’s annual showcase close this Friday

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Is Toronto Real Estate Insulated from Recession?

After the American “Great Recession” a lot of people became worried about another financial crisis. They also fretted over what they can afford when purchasing a home, while banks were not as willing to give loans and mortgages to as many people as they once did. In other words, consumer (and lender) confidence became more cautious because they didn’t want to end up drowning in debt, or worse lose their homes.

However, north of the disaster, Canadians did not seem to be as affected by the recession. Instead, as we often do, we seemed to weather the storm, with less unemployment and a stable economy thanks to our natural resources. Although we tend to suffer when it comes to oil production compared to other oil-rich countries, other areas like lumber, fishing and minerals thrive. All of these things work together to help insulate us from recession.

Economic Considerations

In regards to Canadian housing, when looking at major cities like Toronto and Vancouver, there is a different focus when it comes to the economy. As well for the Canadian GDP, finance, insurance and real estate industry contribute 21% and construction contributes 6%. So, considering the majority of new construction homes are out in the suburbs the economy can fluctuate which in turn affects house prices, while in Toronto’s older neighbourhoods like Rosedale or Leaside homes tend to keep their value. They will at least stay within 10% of their value even as things are going up and down in the construction industry.

Green Construction

Another factor is Canadians are green obsessed. This is a good thing as it will affect demand on the construction of houses. Buyers will seek out eco-friendly houses that also tend to be available at lower home prices regardless of the housing market. Considering that most construction companies and developers rarely focus on eco-friendly options like geothermal heating or solar panels they are still making efforts to ensure the homes they build are energy efficient.

905 Neighbourhoods

You also have to consider Canada’s renovation industry. Because so many homeowners are striving to save money, many are targeting their gas and electricity bills. As a result, they are looking for ways to make their homes more energy-efficient. So, although we can pretend these people are green obsessed, the only green they are worried about are the $20 bills they can stash in their wallets. This is helping to generate business for the Geothermal industry as it offers a quick and affordable investment that will see some payback. It heats in the winter and cools in the winter, perfect for Canadian weather.

Energy-Efficient Renovations

So why does this affect the economy or even the real estate market in Toronto? Well, when looking at the longer term, homes should go up in value thanks to the money people are investing in these types of renovations. As a result, between green renovations and overall home upgrades, people can ask more when selling their newly revamped homes.

High demand areas like Lawrence Park or Davisville Village are prime examples of how renos are contributing to the local economy. Just drive down any street and you’ll see the telltale dump bins and service trucks that show the homeowner is undergoing renovations. They are making improvements that will make their homes more eco-friendly and cheaper to keep comfortable temperature-wise.

Spreading Metropolis

Meanwhile, there is a massive spreading of the GTA, with suburban regions getting further and further away from the core of the city. People seem to be putting their commute concerns aside in order to find affordable homeownership options. Not surprisingly, the local infrastructure is struggling to keep up with extensions to public transportation, but they are trying. As it becomes easier to commute, it has a duel effect by making these areas more appealing, which increases home values in these further out locations.

Despite the horrifying traffic jams people sit in every day, people still choose to buy in Toronto’s satellite regions. This means home sales in these areas bring opportunities for economic growth as more retailers can spread their wings to these faraway suburbs.

The Downtown Condo

So, we’ve got a willingness for people to head to the hills, mainly because there is a shortage of homes in downtown Toronto. They are also not affordable. However, there is also an endless column of construction cranes dotting the landscape of the downtown core. These condos are by no means family-friendly, which means builders will have to start looking at features that will appeal to this buyer. The trend for families to remain city-centric is forcing builders to look for new ideas to appeal to this group including the potential for onsite daycare services.

Pedestrian and Bike Friendly Toronto

As well, as the City of Toronto attempts to make it easier to get around with all kinds of things from bike lanes to bike-sharing, more people are attracted to the idea of staying in the city. As always, the young professionals and hip set will prefer this and will find it worthwhile to spend the extra dough on a condo when they can walk or bike to work in under 30 minutes. Therefore, the construction business will continue to thrive as old buildings are either renovated into lofts or torn down to make room for condos.

The Bubble Burst

If rumours of the imminent bursting of the proverbial housing bubble aren’t exaggerated, now could be a good time to buy. As sellers start to feel the fear, buyers can jump on opportunities and start low balling offers by as much as 10% to 20%. If the rumours prove to be true, sellers who take buyers up on their offers will sigh with relief when the bubble really does blow, and home prices drop by 20% to 30%.

In the U.S. when the bubble burst house prices dropped by 40 to 50% of their average prices in value. The truth is pricing won’t drop that far in Canada or Toronto as we enjoy a more stable economy. Despite this, we aren’t immune to a Canadian real estate collapse, just better poised to weather it if it happens. So, in answer to the question, if Toronto real estate is insulated from recession, the answer is really it depends as always on location. However, despite the threat of recession over the next couple of years, supply and demand in Toronto should help keep home values relatively stable.

Source: http://canada.lilithezine.com/Teas-Leaves-Toronto-Real-Estate.html

The post Is Toronto Real Estate Insulated from Recession? appeared first on Guide You Home.

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RE/MAX Canada

Is Toronto Real Estate Insulated from Recession?

After the American “Great Recession” a lot of people became worried about another financial crisis. They also fretted over what they can afford when purchasing a home, while banks were not as willing to give loans and mortgages to as many people as they once did. In other words, consumer (and lender) confidence became more cautious because they didn’t want to end up drowning in debt, or worse lose their homes.

However, north of the disaster, Canadians did not seem to be as affected by the recession. Instead, as we often do, we seemed to weather the storm, with less unemployment and a stable economy thanks to our natural resources. Although we tend to suffer when it comes to oil production compared to other oil-rich countries, other areas like lumber, fishing and minerals thrive. All of these things work together to help insulate us from recession.

Economic Considerations

In regards to Canadian housing, when looking at major cities like Toronto and Vancouver, there is a different focus when it comes to the economy. As well for the Canadian GDP, finance, insurance and real estate industry contribute 21% and construction contributes 6%. So, considering the majority of new construction homes are out in the suburbs the economy can fluctuate which in turn affects house prices, while in Toronto’s older neighbourhoods like Rosedale or Leaside homes tend to keep their value. They will at least stay within 10% of their value even as things are going up and down in the construction industry.

Green Construction

Another factor is Canadians are green obsessed. This is a good thing as it will affect demand on the construction of houses. Buyers will seek out eco-friendly houses that also tend to be available at lower home prices regardless of the housing market. Considering that most construction companies and developers rarely focus on eco-friendly options like geothermal heating or solar panels they are still making efforts to ensure the homes they build are energy efficient.

905 Neighbourhoods

You also have to consider Canada’s renovation industry. Because so many homeowners are striving to save money, many are targeting their gas and electricity bills. As a result, they are looking for ways to make their homes more energy-efficient. So, although we can pretend these people are green obsessed, the only green they are worried about are the $20 bills they can stash in their wallets. This is helping to generate business for the Geothermal industry as it offers a quick and affordable investment that will see some payback. It heats in the winter and cools in the winter, perfect for Canadian weather.

Energy-Efficient Renovations

So why does this affect the economy or even the real estate market in Toronto? Well, when looking at the longer term, homes should go up in value thanks to the money people are investing in these types of renovations. As a result, between green renovations and overall home upgrades, people can ask more when selling their newly revamped homes.

High demand areas like Lawrence Park or Davisville Village are prime examples of how renos are contributing to the local economy. Just drive down any street and you’ll see the telltale dump bins and service trucks that show the homeowner is undergoing renovations. They are making improvements that will make their homes more eco-friendly and cheaper to keep comfortable temperature-wise.

Spreading Metropolis

Meanwhile, there is a massive spreading of the GTA, with suburban regions getting further and further away from the core of the city. People seem to be putting their commute concerns aside in order to find affordable homeownership options. Not surprisingly, the local infrastructure is struggling to keep up with extensions to public transportation, but they are trying. As it becomes easier to commute, it has a duel effect by making these areas more appealing, which increases home values in these further out locations.

Despite the horrifying traffic jams people sit in every day, people still choose to buy in Toronto’s satellite regions. This means home sales in these areas bring opportunities for economic growth as more retailers can spread their wings to these faraway suburbs.

The Downtown Condo

So, we’ve got a willingness for people to head to the hills, mainly because there is a shortage of homes in downtown Toronto. They are also not affordable. However, there is also an endless column of construction cranes dotting the landscape of the downtown core. These condos are by no means family-friendly, which means builders will have to start looking at features that will appeal to this buyer. The trend for families to remain city-centric is forcing builders to look for new ideas to appeal to this group including the potential for onsite daycare services.

Pedestrian and Bike Friendly Toronto

As well, as the City of Toronto attempts to make it easier to get around with all kinds of things from bike lanes to bike-sharing, more people are attracted to the idea of staying in the city. As always, the young professionals and hip set will prefer this and will find it worthwhile to spend the extra dough on a condo when they can walk or bike to work in under 30 minutes. Therefore, the construction business will continue to thrive as old buildings are either renovated into lofts or torn down to make room for condos.

The Bubble Burst

If rumours of the imminent bursting of the proverbial housing bubble aren’t exaggerated, now could be a good time to buy. As sellers start to feel the fear, buyers can jump on opportunities and start low balling offers by as much as 10% to 20%. If the rumours prove to be true, sellers who take buyers up on their offers will sigh with relief when the bubble really does blow, and home prices drop by 20% to 30%.

In the U.S. when the bubble burst house prices dropped by 40 to 50% of their average prices in value. The truth is pricing won’t drop that far in Canada or Toronto as we enjoy a more stable economy. Despite this, we aren’t immune to a Canadian real estate collapse, just better poised to weather it if it happens. So, in answer to the question, if Toronto real estate is insulated from recession, the answer is really it depends as always on location. However, despite the threat of recession over the next couple of years, supply and demand in Toronto should help keep home values relatively stable.

Source: http://canada.lilithezine.com/Teas-Leaves-Toronto-Real-Estate.html

The post Is Toronto Real Estate Insulated from Recession? appeared first on Guide You Home.

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RE/MAX Canada

Ville 10 moments ayant marqué Montréal en 2019 - Le Journal de Montréal

Ville 10 moments ayant marqué Montréal en 2019  Le Journal de Montréal

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Rétrospective 10 moments ayant marqué Montréal en 2019 - TVA Nouvelles

Rétrospective 10 moments ayant marqué Montréal en 2019  TVA Nouvelles

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10 moments ayant marqué Montréal en 2019 - Le Journal de Montréal

10 moments ayant marqué Montréal en 2019  Le Journal de Montréal

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Destitution: mis en accusation, Trump veut un acquittement rapide - Le Journal de Montréal

Destitution: mis en accusation, Trump veut un acquittement rapide  Le Journal de Montréal

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La Ville de Montréal devient propriétaire de Technoparc Montréal - Le Journal de Montréal

La Ville de Montréal devient propriétaire de Technoparc Montréal  Le Journal de Montréal

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Comment économiser sur son assurance habitation ?

Évidemment, l’assurance habitation représente un poste de dépenses considérables pour chaque ménage. Comment économiser sur son assurance habitation tout en conservant un niveau de...

The post Comment économiser sur son assurance habitation ? appeared first on Blogue Immobilier : conseils et astuces.

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Blogue Immobilier

Mississauga Housing Market Outlook

Seller’s market to prevail in 2020, prices to increase 5%

The Mississauga housing market will lean toward sellers in 2020 across most property types, with the average residential sale price expected to rise by five per cent thanks to increased consumer confidence and historical price appreciation.

The Mississauga housing market experienced steady growth after taking a dip in 2017. Affordability remains a concern for homebuyers with the tightening of inventory and the corresponding upward pressure on pricing. This challenge will continue into 2020.

Thirteen per cent of the new housing starts in the Greater Toronto Area in 2019 took place in Mississauga according to Canada Mortgage and Housing Corp. This construction trend is expected to continue in 2020, bringing some relief to the inventory shortage in the region, and a corresponding moderation in the high single-digit price increases in Mississauga’s condominium sector.

Easy access to Toronto’s downtown core via Mississauga’s main thoroughfares and GO Transit will continue to have an impact on the market. The hottest neighbourhood for Mississauga home sales is the area around Square One, due to the many affordable condo units found here. Lisgar/Churchill Meadows are also in high demand due to the affordable newer homes that require little maintenance. Clarkson is also a popular choice for homebuyers thanks to its relative affordability compared to the surrounding area, as well as easy access to GO Transit and the QEW.

First-time homebuyers are expected to propel the Mississauga housing market in 2020, attracted to the area by the high concentration of relatively affordable condos found here.

From a national perspective, RE/MAX anticipates a leveling out of the highs and lows that characterized the Canadian housing market in 2019, particularly in Vancouver and Toronto, as we move into 2020. Healthy price increases are expected, with an estimated 3.7-per-cent increase in the average national residential sales price, according to the RE/MAX 2020 Housing Market Outlook Report.

Most individual markets surveyed across Canada experienced moderate price increases year-over-year from 2018 to 2019. However, some regions in Ontario continue to experience higher-than-normal gains, including London (+10.7 per cent), Windsor (+11 per cent), Ottawa (+11.7 per cent) and Niagara (+12.9 per cent).

“Southern Ontario is witnessing some incredibly strong price appreciation, with many regions seeing double-digit gains,” says Christopher Alexander, Executive Vice President and Regional Director, RE/MAX of Ontario-Atlantic Canada. “Thanks to the region’s resilient economy, staggering population growth and relentless development, the 2020 market looks very optimistic.”

Click to read the full RE/MAX 2020 Housing Market Outlook Report.

 

The post Mississauga Housing Market Outlook appeared first on Guide You Home.

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Lydia McNutt

Mississauga Housing Market Outlook

Seller’s market to prevail in 2020, prices to increase 5%

The Mississauga housing market will lean toward sellers in 2020 across most property types, with the average residential sale price expected to rise by five per cent thanks to increased consumer confidence and historical price appreciation.

The Mississauga housing market experienced steady growth after taking a dip in 2017. Affordability remains a concern for homebuyers with the tightening of inventory and the corresponding upward pressure on pricing. This challenge will continue into 2020.

Thirteen per cent of the new housing starts in the Greater Toronto Area in 2019 took place in Mississauga according to Canada Mortgage and Housing Corp. This construction trend is expected to continue in 2020, bringing some relief to the inventory shortage in the region, and a corresponding moderation in the high single-digit price increases in Mississauga’s condominium sector.

Easy access to Toronto’s downtown core via Mississauga’s main thoroughfares and GO Transit will continue to have an impact on the market. The hottest neighbourhood for Mississauga home sales is the area around Square One, due to the many affordable condo units found here. Lisgar/Churchill Meadows are also in high demand due to the affordable newer homes that require little maintenance. Clarkson is also a popular choice for homebuyers thanks to its relative affordability compared to the surrounding area, as well as easy access to GO Transit and the QEW.

First-time homebuyers are expected to propel the Mississauga housing market in 2020, attracted to the area by the high concentration of relatively affordable condos found here.

From a national perspective, RE/MAX anticipates a leveling out of the highs and lows that characterized the Canadian housing market in 2019, particularly in Vancouver and Toronto, as we move into 2020. Healthy price increases are expected, with an estimated 3.7-per-cent increase in the average national residential sales price, according to the RE/MAX 2020 Housing Market Outlook Report.

Most individual markets surveyed across Canada experienced moderate price increases year-over-year from 2018 to 2019. However, some regions in Ontario continue to experience higher-than-normal gains, including London (+10.7 per cent), Windsor (+11 per cent), Ottawa (+11.7 per cent) and Niagara (+12.9 per cent).

“Southern Ontario is witnessing some incredibly strong price appreciation, with many regions seeing double-digit gains,” says Christopher Alexander, Executive Vice President and Regional Director, RE/MAX of Ontario-Atlantic Canada. “Thanks to the region’s resilient economy, staggering population growth and relentless development, the 2020 market looks very optimistic.”

Click to read the full RE/MAX 2020 Housing Market Outlook Report.

 

The post Mississauga Housing Market Outlook appeared first on Guide You Home.

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Lydia McNutt

Travaux du REM dans le tunnel: trois mois de délai et 230 millions $ plus cher - Le Journal de Montréal

Travaux du REM dans le tunnel: trois mois de délai et 230 millions $ plus cher  Le Journal de Montréal

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Provincial and federal governments sign Canada's first housing benefit

Governments of Canada and Ontario join forces and take another step forward to eliminating housing needs

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The national housing market saw muted price growth last month

Slowdown was mainly due to the tempering influence of Halifax and Winnipeg

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Inflation rate buttresses BoC rate hold decision – observers

Any upward movement in inflation will most likely be temporary, the central bank argued

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Will higher wages impel greater spending? Not so fast, economists say

Largely static productivity levels have to be taken into account

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Vous ne vivrez pas facilement de l'immobilier

Voilà, c'est dit. L'immobilier est un revenu passif... C'est un mythe ça!

Dans mon dernier article sur les défis de passer de 19 à 93 logements, je disais à quel point c'est encore difficile d'en vivre. Qu'on ne s'en tire pas de salaire. Qu'on a même sensiblement diminué notre rythme de vie depuis quelques années depuis que Philippe est à temps plein (et même plus que ça) dans nos entreprises et qu'il n'a plus son juteux salaire de cadre au gouvernement.

Certains lecteurs m'ont écrit pour me dire à quel point eux font ÉNORMÉMENT d'argent avec seulement 10 ou 20 portes. Qu'ils ne s'imaginent même pas combien d'argent ils auraient avec 93 logements....

Bon, bon, bon. Ça me fait toujours sourciller ces commentaires-là. Comme quoi, eux sont très bons, et que nous n'avons rien compris de notre côté.

LE FANTASME ET LA RÉALITÉ

Je ne les crois pas bien souvent. À moins qu'ils aient acheté leurs immeubles il y a 15 ans et ne pas avoir fait croître leur parc depuis ce temps...

Pour une entreprise en croissance, peu importe le secteur, l'argent est presque toujours un problème. Pas que les entreprises ne fassent pas de profits, au contraire. Mais l'argent repart illico presto dans des projets qui soutiennent cette croissance. C'est la même chose en immobilier. J'appelle ça la crise de croissance.

Un exemple bien simple de notre côté : juste ce mois-ci, nous passons chez le notaire pour deux immeubles commerciaux. Déjà, la facture du notaire sera d'environ 4 000 $. Ensuite on va avoir deux taxes de mutation à la Ville, pour environ 10 000 $. Plus les travaux immédiats pour relouer certains de ces nouveaux logements, dans un cas ça vient de nous coûter environ 3 000 $ avant l'entrée du locataire. En incluant les autres frais d'acquisition, de financements, c'est facilement plus de 20 000 $ qui s'envole. Uniquement pour ces deux achats. Sans même compter l'argent investi pour les mises de fonds! 

C'est un mythe qu'on peut facilement vivre de l'immobilier locatif résidentiel.

En immobilier, on brûle de l'argent rapidement. 

Donc oui nos immeubles sont tous à cash-flow positif. Certains fortement. Mais cet argent repart aussi vite qu'elle arrive. Car nous avons pris la décision de croître.

Ce n'est pas pour rien que beaucoup d'investisseurs doivent se mettre en partenariat un moment donné. Il faut faire entrer des capitaux pour soutenir la croissance.

Imaginez-vous maintenant que pour soutenir cette croissance, il vous faudra aussi embaucher du personnel un moment donné. Une adjointe administrative par exemple. Ça va encore gruger plus de votre cash-flow. Présentement, pour gérer 98 logements, Philippe doit travailler 45-50 heures par semaine. Et ça, c'est pour la GESTION, pas pour faire des petits travaux d'entretien. Nous donnons ça à des concierges et sous-traitants. Il faut que Philippe se sorte un peu de certaines tâches administratives pour continuer à faire des projets d'optimisation, à augmenter les revenus, etc. Et pour réussir à se dégager du temps, il faut embaucher... et donc dépenser!

De mon côté je ne suis pas trop impliqué dans le day-to-day, je ne reçois pas d'appel des locataires. Je gère plus les acquisitions, les financements, etc. À côté de mon travail de consultant.

Quelqu'un m'a dit cette semaine: "Pourquoi tu te plains tout le temps?". Je ne me plains pas, je soulève la réalité d'une entreprise en croissance.

J'ai eu plusieurs témoignages d'autres investisseurs qui vivent la même chose avec leur croissance.

Ils sont riches en actifs nets, mais ils n'ont pas un sou en banque! Des riches...qui sont pauvres!

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Steve Forget

HomeEquity Bank announces sale of reverse mortgage portfolio loans

The move represents a new avenue for the largest reverse mortgage lender in the country

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CMAs give mortgage industry newcomers a chance to shine

The New Brokerage of the Year is just one of more than 20 awards up for grabs at the Canadian Mortgage Awards, and nominations for all categories are now open

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Immobilier: pas de bulle à Montréal et Ottawa, mais... - LesAffaires.com

Immobilier: pas de bulle à Montréal et Ottawa, mais...  LesAffaires.com

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Luc Rabouin entre au comité exécutif comme responsable du développement économique et commercial - Métro Montréal

Luc Rabouin entre au comité exécutif comme responsable du développement économique et commercial  Métro Montréal

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How to Prepare for Holiday Parties

The holidays are just around the corner – this means gift shopping, sending holiday cards, baking delicious treats and, of course, holiday parties! When it comes to hosting your friends or family at your home, there’s a lot of preparation work to be done. It’s best to have everything in order ahead of time to avoid last-minute trips to the store and scrambling to get things finished – who wants to wait in line when there’s work to be done at home? If you love hosting holiday parties, or will be hosting for the first time this year, these tips are for you!

Prepare the linen closet: If you plan to host guests overnight (last minute, or not) make sure you have fresh linens prepared for the guest room. You want your guests to feel right at home and taken care of during their stay. As an added bonus, consider creating a welcome basket full of everyday essentials like water, gum and the house Wi-Fi password.

Have entertainment on deck: Instead of relying on television as a primary source of entertainment, ensure your guests know that there are other options available, like board games or holiday cookie decorating.

Stock up the bar cart: Everyone has their favourites! To avoid guests settling for something they don’t enjoy, the bar cart should be stacked with plenty of options. Consider taking requests a couple of weeks in advance.

Do your food shopping early: Before things get too busy, get your food shopping done ahead of time. The best way to know if you’re in need of something specific is to take a photo of your fridge contents and pantry before heading out to the grocery store.

Have everything delivered: Since you’ll be busy preparing for the party, have things like food, drinks, decorations and gifts delivered to you, so that all you need to think about is preparing your home for the big day.

Preparing your home to entertain guests can sometimes be overwhelming, but it doesn’t have to be! Become the “host with the most” by following these useful tips to ensure a smooth preparation plan and a happy holiday party.

The post How to Prepare for Holiday Parties appeared first on Guide You Home.

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RE/MAX Canada

St. John’s Housing Market Outlook

Buyer’s market expected in 2020, prices to drop 2%

The St. John’s housing market will continue to favour buyers in 2020, according to the 2020 RE/MAX Housing Market Outlook Report. The sale price expectation for St. John’s Metro in 2020 is a decline of two per cent.

While the number of sales increased year over year, the average home price dropped 1.8 per cent from 2018 to 2019. Increased consumer confidence is bolstering the market after a multi-year decline, however buyer’s market conditions are expected to persist in 2020.

Affordability is always a topic of conversation, but the St. John’s housing market offers greater affordability than many other major cities across the Canada. Consumer confidence is expected to stabilize the market, particularly with the flurry of activity at the low end of the market and some offshore oil projects. However, an increasingly aging population, combined with migration to other parts of Canada, is bound to impact the St. John’s housing market at some point in the future.

Move-up and first-time buyers are expected to drive market activity in 2020, with the Galway subdivision expected to be in highest demand.

From a national perspective, RE/MAX anticipates a leveling out of the highs and lows that characterized the Canadian housing market in 2019, particularly in Vancouver and Toronto, as we move into 2020. Healthy price increases are expected, with an estimated 3.7-per-cent increase in the average national residential sales price, according to the RE/MAX 2020 Housing Market Outlook Report.

In Atlantic Canada, Halifax and Saint John have experienced solid price appreciation of six and five per cent, respectively. Affordability continues to attract many buyers in the region, most of whom are buying single-detached homes. At the same time, the region’s condominium market is being driven by retirees. Conversely, the market in St. John’s is expected to recover in 2020, with increased consumer confidence expected to stabilize the market. However, the city’s aging population and high rate of outbound migration is expected to have an impact on housing market activity at some point.

Click to read the full RE/MAX 2020 Housing Market Outlook Report.

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Lydia McNutt