Le QuinzeCent: Une adresse de prestige au cœur de Montréal - Le Devoir

Le QuinzeCent: Une adresse de prestige au cœur de Montréal  Le Devoir

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Peut-on attraper une seconde fois la COVID-19? - La Presse

Peut-on attraper une seconde fois la COVID-19?  La Presse

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De l'argent «par hélicoptère» pour relancer la croissance après le coronavirus ? - Le Journal de Montréal

De l'argent «par hélicoptère» pour relancer la croissance après le coronavirus ?  Le Journal de Montréal

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De l'argent «par hélicoptère» pour relancer la croissance après le coronavirus ? - Le Journal de Montréal

De l'argent «par hélicoptère» pour relancer la croissance après le coronavirus ?  Le Journal de Montréal

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Bank of Canada enacts another overnight rate cut

Central bank introduces two programmes to strengthen economy in the wake of COVID-19

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Mortgage rates to go upward until the market reaches a 'new normal'

Increases came just a few short days after major Canadian banks decided to cut their prime lending rates

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GTA's single-family home sales had an explosive annual increase

Robust employment and population growth impelled the market's acceleration

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Calgary's luxury market remains listless amid economic struggles

Buyers' market conditions will likely persist for most of the year

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De l'argent «par hélicoptère» pour relancer la croissance après le coronavirus ? - Le Journal de Montréal

De l'argent «par hélicoptère» pour relancer la croissance après le coronavirus ?  Le Journal de Montréal

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Des pétitions pour annuler le paiement des loyers - La Presse

Des pétitions pour annuler le paiement des loyers  La Presse

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Quel capital faut-il placer pour vivre de la bourse ?

L’objectif de cet article est de vous expliquer comment calculer le capital nécessaire pour vivre de la bourse. Vivre de la bourse s’entend vivre de ses dividendes et non trader et compter sur des plus-values. Ici nous nous focaliserons donc uniquement sur l’encaissement de dividendes. Comment anticiper l’évolution de votre rente ? Un dividende est une partie des bénéfices que ...

Lire la suite

L’article Quel capital faut-il placer pour vivre de la bourse ? est apparu en premier sur Esprit Riche.

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Michael

Donald Trump, gestion de crise ou réunion de campagne? - Le Journal de Montréal

Donald Trump, gestion de crise ou réunion de campagne?  Le Journal de Montréal

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Episode 1:Terry O’Reilly – REALTORS® and the Importance of Emotional Connections

Buying or selling a home isn’t just a financial decision. It’s an emotional one. In our inaugural episode of REAL TIME, we chat with award-winning marketer and radio icon Terry O’Reilly about the changing landscape of real estate—and how brand storytelling, innovation, and emotional connections can boost your business as a REALTOR®.

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Devon Kunkel

COVID-19 Relief Measures To Help Canadians

Buying or selling a house is a big undertaking under normal circumstances, let alone in the midst of a pandemic. With economic impacts and the uncertainty that accompanies day-to-day life, Canada’s federal, provincial and municipal governments and companies have implemented a number of COVID-19 relief measures to help soften the financial blow.

We’ve compiled a list of some pre-existing and newly announced programs and incentives intended to assist current homeowners, buyers and sellers, along with some links to further inform anyone in need of some relief.

The situation is changing hourly, so REMAX.ca will continue to update this list as things develop.

COVID-19 Relief

Federal Government Pledges Up To $52 Billion in Direct Support to Canadian Workers and Businesses

On March 18, 2020, the Prime Minister announced $27 billion in direct support to Canadian workers and businesses during this challenging time. On March 25, an emergency federal bill received royal assent to increase that amount to $52 billion, including support for workers unable to do their job due to Coronavirus. For more information, click here.

Mortgage Payment Deferral Programs

Many homeowners who’s employment and income have been interrupted due to COVID-19 are struggling to make their mortgage payments. In response to this, Canada Mortgage and Housing Corporation (CMHC) and other mortgage insurers offer tools that can assist homeowners experiencing financial hardship at this time.

In addition to this, a number of Canadian’s large banks will be allowing mortgage payment deferrals for up to six months as part of their measures to help customers who may be struggling with the financial impacts of the COVID-19 pandemic. According to a Tweet from the president of the Canadian Bankers Association, RBC, TD, BMO, Scotiabank, CIBC and National Bank are the banks that are offering these deferrals. We encourage you to talk to your bank if you are under any sort of financial strain.

Bank of Canada Lowering Rates

The Bank of Canada’s benchmark interest rate has been on a downward trend recently, with its latest scheduled interest rate announcement on March 4 revealing a cut to 1.25 per cent, from 1.75 per cent previously. The Bank followed up with an unscheduled announcement on March 16, announcing a further reduction in its key interest rate by a further 50 basis points. Currently, the Bank’s overnight rate target sits at 0.75 per cent, with further cuts rumoured. The goal is to bolster economic activity and to keep inflation low and stable. For more information on what the Bank of Canada is doing, click here.

First Time Home Buyer Incentives

The First Time Home Buyer Incentive was implemented in September 2019 to help qualified first-time homebuyers reduce their monthly mortgage payments without adding to their financial burdens. The incentive is a shared-equity mortgage with the Government of Canada and offers a number of different options for first-time homebuyers. You can read more about the First Time Home Buyer Incentive here.

As announced on March 16^th, 2020, the Government of Canada implemented measures that are intended to bolster the financial system through the launch of the revised Insured Mortgage Purchase Program (IMPP). With this program, the government will purchase up to $50 billion of insured mortgage pools through CMHC. This will allow stable funding to banks and mortgage lenders that will help ensure lending to continue to Canadian consumers and businesses. For more information on the Insured Mortgage Purchase Program, click here.

Property Tax Deferrals

Some Canadian cities are allowing property tax deferrals, such as Toronto, Ottawa, Grand Prairie and more, while other cities are considering similar action. These decisions are being made at the municipal level and things are changing daily. We recommend visiting your municipality online to determine if your upcoming payment can be put on hold without repercussion.

Hydro Pricing Reductions

Ontario is eliminating mid-peak and on-peak electricity rates giving residents who have been forced to stay home due to COVID-19 the lowest rate available (off-peak) all day for 45 days. The lowest electricity rate is also being extended to small businesses and farms. For more information on the Ontario hydro rates, click here.

Internet Usage Rules Relaxed by Major Telecommunication Companies

Some major telecommunication companies, such as Telus and Shaw, are changing their phone and internet plans and adapting amidst the COVID-19 pandemic. The Shaw website notes that they do not have data caps on their internet plans, allowing you to keep kids entertained and work from home without having to worry about data caps on your internet.

CRA Sets New Deadline to File your 2019 Income Taxes

The CRA has announced that there are new tax filing and payment due dates. The new due date for filing individual tax returns has been extended to June 1^st, 2020. Taxpayers will have until September 1^st, 2020 to pay any 2019 income tax amounts owed. For more information regarding the new dates for filing taxes, click here.

The post COVID-19 Relief Measures To Help Canadians appeared first on Guide Your Home.

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RE/MAX Canada

COVID-19 Relief Measures To Help Canadians

Buying or selling a house is a big undertaking under normal circumstances, let alone in the midst of a pandemic. With economic impacts and the uncertainty that accompanies day-to-day life, Canada’s federal, provincial and municipal governments and companies have implemented a number of COVID-19 relief measures to help soften the financial blow.

We’ve compiled a list of some pre-existing and newly announced programs and incentives intended to assist current homeowners, buyers and sellers, along with some links to further inform anyone in need of some relief.

The situation is changing hourly, so REMAX.ca will continue to update this list as things develop.

COVID-19 Relief

Federal Government Pledges Up To $52 Billion in Direct Support to Canadian Workers and Businesses

On March 18, 2020, the Prime Minister announced $27 billion in direct support to Canadian workers and businesses during this challenging time. On March 25, an emergency federal bill received royal assent to increase that amount to $52 billion, including support for workers unable to do their job due to Coronavirus. For more information, click here.

Mortgage Payment Deferral Programs

Many homeowners who’s employment and income have been interrupted due to COVID-19 are struggling to make their mortgage payments. In response to this, Canada Mortgage and Housing Corporation (CMHC) and other mortgage insurers offer tools that can assist homeowners experiencing financial hardship at this time.

In addition to this, a number of Canadian’s large banks will be allowing mortgage payment deferrals for up to six months as part of their measures to help customers who may be struggling with the financial impacts of the COVID-19 pandemic. According to a Tweet from the president of the Canadian Bankers Association, RBC, TD, BMO, Scotiabank, CIBC and National Bank are the banks that are offering these deferrals. We encourage you to talk to your bank if you are under any sort of financial strain.

Bank of Canada Lowering Rates

The Bank of Canada’s benchmark interest rate has been on a downward trend recently, with its latest scheduled interest rate announcement on March 4 revealing a cut to 1.25 per cent, from 1.75 per cent previously. The Bank followed up with an unscheduled announcement on March 16, announcing a further reduction in its key interest rate by a further 50 basis points. Currently, the Bank’s overnight rate target sits at 0.75 per cent, with further cuts rumoured. The goal is to bolster economic activity and to keep inflation low and stable. For more information on what the Bank of Canada is doing, click here.

First Time Home Buyer Incentives

The First Time Home Buyer Incentive was implemented in September 2019 to help qualified first-time homebuyers reduce their monthly mortgage payments without adding to their financial burdens. The incentive is a shared-equity mortgage with the Government of Canada and offers a number of different options for first-time homebuyers. You can read more about the First Time Home Buyer Incentive here.

As announced on March 16^th, 2020, the Government of Canada implemented measures that are intended to bolster the financial system through the launch of the revised Insured Mortgage Purchase Program (IMPP). With this program, the government will purchase up to $50 billion of insured mortgage pools through CMHC. This will allow stable funding to banks and mortgage lenders that will help ensure lending to continue to Canadian consumers and businesses. For more information on the Insured Mortgage Purchase Program, click here.

Property Tax Deferrals

Some Canadian cities are allowing property tax deferrals, such as Toronto, Ottawa, Grand Prairie and more, while other cities are considering similar action. These decisions are being made at the municipal level and things are changing daily. We recommend visiting your municipality online to determine if your upcoming payment can be put on hold without repercussion.

Hydro Pricing Reductions

Ontario is eliminating mid-peak and on-peak electricity rates giving residents who have been forced to stay home due to COVID-19 the lowest rate available (off-peak) all day for 45 days. The lowest electricity rate is also being extended to small businesses and farms. For more information on the Ontario hydro rates, click here.

Internet Usage Rules Relaxed by Major Telecommunication Companies

Some major telecommunication companies, such as Telus and Shaw, are changing their phone and internet plans and adapting amidst the COVID-19 pandemic. The Shaw website notes that they do not have data caps on their internet plans, allowing you to keep kids entertained and work from home without having to worry about data caps on your internet.

CRA Sets New Deadline to File your 2019 Income Taxes

The CRA has announced that there are new tax filing and payment due dates. The new due date for filing individual tax returns has been extended to June 1^st, 2020. Taxpayers will have until September 1^st, 2020 to pay any 2019 income tax amounts owed. For more information regarding the new dates for filing taxes, click here.

The post COVID-19 Relief Measures To Help Canadians appeared first on Guide Your Home.

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RE/MAX Canada

L'immobilier au temps de la COVID-19

BLOGUE INVITÉ. Le 23 mars dernier, François Legault mettait l’économie québécoise sur pause pour trois semaines, et ce, après ...

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Joanie Fontaine

De l'argent «par hélicoptère» pour relancer la croissance après le coronavirus ? - Le Journal de Montréal

De l'argent «par hélicoptère» pour relancer la croissance après le coronavirus ?  Le Journal de Montréal

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Market study points to stronger 2021 for Alberta's housing sector

Things seem to be looking up for the province’s floundering housing markets

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BC, Ontario market performances to boost Canadian housing starts

The Bank of Canada's lower interest rates are significant drivers of the trend

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RBC sued by REIT over CMBS margin calls

Lender accused of trying to "unlawfully seize and unload a large portfolio of plaintiffs' assets"

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Ontario agents' groups call for blanket ban of in-person transactions

OREA and TRREB argue that a significant fraction of broker-client dealings can be completed online

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Canadian household budgets are now in danger of rapid depletion

COVID-19 has significantly altered the financial system as we know it

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COVID-19 : Est-ce le temps d'acheter une propriété? | Coronavirus : Ontario - ICI.Radio-Canada.ca

COVID-19 : Est-ce le temps d'acheter une propriété? | Coronavirus : Ontario  ICI.Radio-Canada.ca

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Blanchiment d'argent dans l'immobilier : nouvelle ligne de dénonciation grand public - ICI.Radio-Canada.ca

Blanchiment d'argent dans l'immobilier : nouvelle ligne de dénonciation grand public  ICI.Radio-Canada.ca

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Cette maison à Montréal va te donner l'impression que c'est le printemps à l'année - Narcity Québec

Cette maison à Montréal va te donner l'impression que c'est le printemps à l'année  Narcity Québec

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Trudeau announces new emergency programme for workers who lost work from COVID-19

Canada Emergency Response Benefit replaces two previously announced programmes

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CMHC's phone lines might suffer a glut amidst COVID-19 panic

The Crown corporation has called on Canadians to refrain from needlessly clogging up its comms

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Luxury housing sales in Toronto, Vancouver and Montreal for January and February

New data from Sotheby's points to a strong foundation in three key markets

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Canadian housing starts to benefit from lower interest rates

However, this is most likely just a near-term boost, and multiple economic threats remain

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Montreal's multifamily housing to reel from coronavirus impact

Resulting weakness in housing starts will also be felt on the national level

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Elderly Canadians may be forced to delay their retirements

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Une catastrophe de dimension biblique - La Presse

Une catastrophe de dimension biblique  La Presse

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Vendre ou acheter une maison au temps du coronavirus | Coronavirus - ICI.Radio-Canada.ca

Vendre ou acheter une maison au temps du coronavirus | Coronavirus  ICI.Radio-Canada.ca

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Episode 1: Terry O’Reilly

Buying or selling a home isn’t just a financial decision. It’s an emotional one. In our inaugural episode of REAL TIME, we chat with award-winning marketer and radio icon Terry O’Reilly about the changing landscape of real estate—and how brand storytelling, innovation, and emotional connections can boost your business as a REALTOR®.

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Devon Kunkel

Pas de pause pour les transactions immobilières, mais les visites déconseillées | Coronavirus - ICI.Radio-Canada.ca

Pas de pause pour les transactions immobilières, mais les visites déconseillées | Coronavirus  ICI.Radio-Canada.ca

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Test Episode

Test Episode

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Devon Kunkel

Le marché résidentiel ralenti dans son élan - La Presse

Le marché résidentiel ralenti dans son élan  La Presse

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Le marché résidentiel ralenti dans son élan - La Presse

Le marché résidentiel ralenti dans son élan  La Presse

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Federal gov't promises support for the Canadian mortgage industry

Funding will help CMHC insure and buy previously uninsured loans

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Edmonton housing is labouring under a multi-faceted struggle

The market might experience some relief in the very near future, however

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'No work, no pay' is a death knell for many household budgets

A significant number of Canadians fear the work stoppages brought about by the pandemic

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Victoria is benefiting from strong employment and demographics

The city is blessed with robust fundamentals that will continue supporting its housing market

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Can social distancing sink the GDP by 1.1%?

Conference Board of Canada forecast also points to cooling down of real estate market

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COVID-19 : Est-ce le temps d'acheter une propriété? | Coronavirus : Ontario - ICI.Radio-Canada.ca

COVID-19 : Est-ce le temps d'acheter une propriété? | Coronavirus : Ontario  ICI.Radio-Canada.ca

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COVID-19 : Est-ce le temps d'acheter une propriété? | Coronavirus : Ontario - ICI.Radio-Canada.ca

COVID-19 : Est-ce le temps d'acheter une propriété? | Coronavirus : Ontario  ICI.Radio-Canada.ca

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COVID-19 : le Barreau de Montréal ferme ses bureaux - Droit-Inc.com

COVID-19 : le Barreau de Montréal ferme ses bureaux  Droit-Inc.com

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Vers une baisse du marché résidentiel au pays? - Conseiller.ca

Vers une baisse du marché résidentiel au pays?  Conseiller.ca

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Canadians have become much less interested in buying homes

The ongoing pandemic has derailed many hopeful home owners' plans

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Resellers will have difficulty navigating the pandemic

They are more likely to end up with losses in the current environment

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Consumer confidence takes a beating from COVID-19

Report warns that Canadians' confidence in housing and the economy is on "a negative trajectory"

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Calls intensify for freeze on housing costs

Ontario and BC announce eviction moratorium, but federal government does not follow

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Toronto condo defers residents' fees amid coronavirus outbreak

The pandemic continues to wreak social and economic havoc

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Je reste - Le Journal de Montréal

Je reste  Le Journal de Montréal

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Que faire si le vendeur d'une maison a attrapé la COVID-19? - Le Journal de Montréal

Que faire si le vendeur d'une maison a attrapé la COVID-19?  Le Journal de Montréal

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L'industrie de la construction résidentielle retient son souffle - Le Journal de Montréal

L'industrie de la construction résidentielle retient son souffle  Le Journal de Montréal

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Les promesses d'achat sont en chute libre - Le Journal de Montréal

Les promesses d'achat sont en chute libre  Le Journal de Montréal

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Le coronavirus pourrait exacerber la crise du logement et la spéculation immobilière - Journal Métro

Le coronavirus pourrait exacerber la crise du logement et la spéculation immobilière  Journal Métro

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Le coronavirus pourrait exacerber la crise du logement et la spéculation immobilière - Journal Métro

Le coronavirus pourrait exacerber la crise du logement et la spéculation immobilière  Journal Métro

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Le Salon du véhicule électrique de Montréal reporté - Le Soleil - Groupe Capitales Médias

Le Salon du véhicule électrique de Montréal reporté  Le Soleil - Groupe Capitales Médias

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Le Salon du véhicule électrique de Montréal reporté - Le Soleil - Groupe Capitales Médias

Le Salon du véhicule électrique de Montréal reporté  Le Soleil - Groupe Capitales Médias

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En quarantaine et optimiste - Le Journal de Montréal

En quarantaine et optimiste  Le Journal de Montréal

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Les promesses d'achat sont en chute libre - Le Journal de Montréal

Les promesses d'achat sont en chute libre  Le Journal de Montréal

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L'immobilier à la croisée des énergies - Le Devoir

L'immobilier à la croisée des énergies  Le Devoir

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L'immobilier au temps du COVID-19

Photo by Brian McGowan on Unsplash

En deux semaines, le monde a radicalement changé. Nous sommes maintenant confrontés à des fermetures et des arrêts massifs, des saisons sportives annulées, des chutes de la bourse et des bagarres dans les allées de Costco à propos du papier toilette... COVID-19, ou Coronavirus, a touché tout le monde au niveau international d'une manière ou d'une autre. Mais les retombées de ce virus mondial finissent-elles par se répercuter sur le marché immobilier du Québec? 

Oui, c'est le cas. 

Mais comment exactement? Pour l’instant, nul ne le sait avec certitude.

Plusieurs scénarios pourraient se jouer sur le marché immobilier au cours des semaines et des mois à venir. En raison de la panique et de l'incertitude qui règnent sur le marché, les acheteurs et les vendeurs doivent se pencher sur les faits et les chiffres pour déterminer si le moment est propice à l'achat ou à la vente. 

Rien qu'en mars, la Banque du Canada a réduit le taux directeur à 0.75% et les cinq grandes banques ont réduit de 1 % le taux préférentiel, qui est le principal point de référence sur lequel reposent les prêts hypothécaires et les lignes de crédit à taux variable. Le Bureau du surintendant des institutions financières (BSIF), l'autorité fédérale de réglementation bancaire, avait également prévu de recalculer et de réduire le taux admissible des prêts hypothécaires, mais il a maintenant mis ce plan en veilleuse. 

Image by Nattanan Kanchanaprat from Pixabay

Le marché pourrait devenir encore plus agressif

Il ne fait aucun doute que le marché immobilier de la région de Montréal a un faible inventaire de propriété à vendre. La Chambre immobilière du Grand Montréal rapporte que le prix médian d'une maison unifamiliale sur l’île de Montréal a augmenté de près de 24 %, soit 571 800 $, dans la dernière année. Il y a un mois, cette augmentation se situait à 8%, soit 526 800$.

En janvier, le délai moyen de vente d’une propriété était de 71 jours. En février, ce chiffre est passé à 59 jours. En date du 20 mars, ce délai est descendu à 56 jours pour le mois en cours. 

Le marché est toujours aussi actif à Montréal.

Les acheteurs regardent les prix de vente record de la région du Grand Toronto et décident d’investir dans le marché de Montréal, où l'immobilier est relativement moins cher. Au même moment, il y a moins de vendeurs qui mettent leur maison sur le marché pour diverses raisons. Cela crée une pression sur le marché qui est à l’avantage du vendeur.

Mais que se passera-t-il si ces vendeurs décident qu'il n'est pas urgent de vendre et décident d'attendre que le Coronavirus soit derrière nous ? Moins de maisons sur le marché avec le même nombre d'acheteurs pourrait provoquer une frénésie immobilière encore pire.

Comme courtier immobilier du secteur, je tends à croire que le segment des maisons haut de gamme, d'une valeur de plus de 700 000 dollars, gagnera des parts de marché par rapport aux autres segments. Pour le premier trimestre de 2020 seulement, ce segment représentait 31 % des ventes de maisons, contre 26 % en pour le même trimestre en 2019. Les acheteurs de ce segment qui envisagent de vendre leur maison cette année pourraient vouloir le faire pendant la ruée du printemps.

Le marché peut aussi être inondé par l'offre et il y aura moins d'acheteurs.

Un scénario alternatif pourrait être que les vendeurs croient que nous sommes en récession et se précipitent pour mettre leurs maisons sur le marché en prévision de la chute des prix. Après tout, le marché de Montréal a connu une sacrée hausse et il est toujours bon de vendre au prix fort. 

Au même moment, les acheteurs peuvent décider que sortir en public pour des journées portes ouvertes et des visites pourrait les exposer au coronavirus et peuvent décider de mettre leur recherche de maison en attente pendant quelques semaines. Si l'offre augmente et la demande diminue, les prix baisseront rapidement et la compétitivité du marché actuel prendra un répit, ce qui permettra aux acheteurs d'accéder plus facilement à la maison de leurs rêves.

Image by mohamed Hassan from Pixabay 

Ou alors, il peut s'établir un équilibre, un statu quo.

Il est fort probable que nous assisterons à une combinaison de ces deux scénarios lorsque nous entrerons sur le marché du printemps - la période traditionnellement forte pour l'achat et la vente de maisons. Il y aura une augmentation du nombre de vendeurs et une demande continue de la part des acheteurs locaux et extérieurs. En conséquence, le marché évoluera probablement à un rythme plus équilibré et plus raisonnable que celui des derniers mois.

L'une des choses les plus importantes à prendre en compte est l'expérience d'un courtier immobilier local qui suit le marché de près. Si vous vendez, un plan de marketing adapté est nécessaire pour maximiser votre prix de vente sur le marché actuel. Si vous achetez, vous devez avoir une idée des tendances du quartier, des stratégies d'achat potentielles et des négociateurs solides qui travaillent pour vous.

Image by Peggy und Marco Lachmann-Anke from Pixabay 

L’immobilier n’est pas qu’une carrière pour moi, elle est aussi une passion. C’est pour cette raison que je suis le marché de près. Il me fera plaisir de vous aider dans vos démarches, du début à la fin, en vous fournissant toute l’information et les outils nécessaires pour que vous puissiez atteindre vos buts de vente ou d’achat dans un marché en grande évolution. 

*Sources APCIQ.com

www.emmanuelpaquin.ca

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noreply@blogger.com (Emmanuel Paquin)

Le coronavirus pourrait exacerber la crise du logement et la spéculation immobilière - Journal Métro

Le coronavirus pourrait exacerber la crise du logement et la spéculation immobilière  Journal Métro

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Un cas de COVID-19 à la Cour municipale de Montréal? - Droit-Inc.com

Un cas de COVID-19 à la Cour municipale de Montréal?  Droit-Inc.com

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BCREA predicts rising home sales and prices in late summer

Forecast is contingent on resolving the COVID-19 pandemic

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Saskatchewan launches tax rebate for newly sold homes

The policy is expected to boost the province’s “underperforming” home construction sector

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COVID-19 could spur a rash of consumer insolvencies in Canada

Renters in the most expensive housing markets are especially at risk

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More affordable housing projects launched in Atlantic Canada

The federal government is continuously adding to the supply of low-cost homes nationwide

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Vendre ou acheter une maison au temps du coronavirus | Coronavirus - ICI.Radio-Canada.ca

Vendre ou acheter une maison au temps du coronavirus | Coronavirus  ICI.Radio-Canada.ca

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Recherche d'appartements: mauvais temps pour les visites - Le Journal de Montréal

Recherche d'appartements: mauvais temps pour les visites  Le Journal de Montréal

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Ivanhoe Cambridge aidera ses locataires de ses centres commerciaux - Le Journal de Montréal

Ivanhoe Cambridge aidera ses locataires de ses centres commerciaux  Le Journal de Montréal

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How Canadian Real Estate Can Continue During Coronavirus

COVID-19 has hit 2020 like a wrecking ball, slowly making its way across borders. Social distancing has us all pressing pause, letting go of priorities in favour of time spent indoors, connected only though our screens. Alas, in the real estate market, even amid a global pandemic, there are still sellers who need to sell, and buyers who need to buy.

Lucky for us, in this age of technological glory, real estate agents have access to some great solutions to ensure that processes remain safe, and transactions can continue to take place. This too will pass, and in the meantime, we can all use a little creativity to ensure that our brief pauses don’t turn into a full stop.

Great News for Buyers

Finally, a silver lining to COVID-19 mark on the markets: if financially possible, it can be a great time to buy a home with interest rates being the lowest we have seen.

In response to the viral outbreak, banks worldwide have been cutting interest rates. The Bank of Canada cut the interest rate for Canadians by a full percentage point earlier this month. As a result, prospective home buyers looking to get a mortgage can now expect to borrow at a decreased rate. With fixed term mortgage rates also on the decline, home buyers have the flexibility to borrow more and aim for a higher home price or get a better mortgage rate and have less expensive mortgage payments.

So, with buyers in a good position to buy, how are real estate agents helping to make home sales happen, particularly in the wake of temporary social distancing?

Leverage Technology for Real Estate!

Big advances in technology have ignited a fundamental shift in the real estate industry, and it is now easier than ever to gain a wealth of knowledge about a home, condo, townhouse or any listing from the online listing alone.

Floor plans, detailed descriptions, panoramic pictures, and video tours allow the buyer to get a good feel for a home, before ever setting foot within the property.

With a greater segment of the population glued to their screens during isolation measures, there could be a marked increase in recreational and serious buyers browsing the online marketplace. Agents will be ensuring more than ever that their online listings are as detailed and alluring as possible.

These tools will help the real estate market move online, at least until isolation measures have passed:

• 360 Virtual Video Tours

More agents are working with photographers specializing in 360 home video tours as a way to create an immersive experience for the home buyer.

By helping to bring the property listing to life, buyers like that they can get a feel for the space without being there. A good virtual video tour is navigable, interactive, and controlled by the viewer. The resolution should be high, and the control tools should be intuitive.

The ultimate goal is to replicate the experience of walking through each room, in person. During COVID-19, 360-home tours are a recommended alternative to an open house.

• Ditching the Paperwork

We may be hoarding toilet paper supplies, but we can a least give the printer paper a rest by moving to electronic signing methods once you’re ready to sign on the bottom line.

There are a number of downloadable apps available, allowing signatories to sign a PDF or word document directly through your phone or tablet. Many of which real estate agents are already using to facilitate real estate deals.

Limited contact, limited paper. Online signing methods can be encrypted with a tamper-evident seal and audit trail. This ensures the legality of the signed documents and allows you and your agent to view what was signed, and when.

• Screen-to-Screen Selling

While face-to-face contact is challenged during the period of social distancing, there are other ways to maintain a personal connection with your agent. Video calling tools such as FaceTime and WhatsApp, can help mimic a meeting with your agent more effectively than a phone call, and can also prove to be useful if you wish to view aspects of a property not shown through the listing.

Above all, it’s important that you’re taking precautions to ensure your personal safety, and the safety of others during your home search. And remember that “necessity is the mother of invention”; perhaps some of these temporary adjustments will prove to be viable long-term solutions for the real estate industry.  In the meantime, with a little bit of creativity, real estate agents can maintain their commitments to their clients, in a way that keeps all of our communities safe.  

The post How Canadian Real Estate Can Continue During Coronavirus appeared first on Guide Your Home.

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Kayley Jackson

« L' Ambassade Immobilière » ENGEL & VÖLKERS MONTRÉAL devient la boutique immobilière #1 au Monde au sein du géant mondial du luxe ENGEL & VÖLKERS! - LeLézard.com

« L' Ambassade Immobilière » ENGEL & VÖLKERS MONTRÉAL devient la boutique immobilière #1 au Monde au sein du géant mondial du luxe ENGEL & VÖLKERS!  LeLézard.com

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from "Immobilier Montréal" - Google Actualités https://ift.tt/2wajufD

How Canadian Real Estate Can Continue During Coronavirus

COVID-19 has hit 2020 like a wrecking ball, slowly making its way across borders. Social distancing has us all pressing pause, letting go of priorities in favour of time spent indoors, connected only though our screens. Alas, in the real estate market, even amid a global pandemic, there are still sellers who need to sell, and buyers who need to buy.

Lucky for us, in this age of technological glory, real estate agents have access to some great solutions to ensure that processes remain safe, and transactions can continue to take place. This too will pass, and in the meantime, we can all use a little creativity to ensure that our brief pauses don’t turn into a full stop.

Great News for Buyers

Finally, a silver lining to COVID-19 mark on the markets: if financially possible, it can be a great time to buy a home with interest rates being the lowest we have seen.

In response to the viral outbreak, banks worldwide have been cutting interest rates. The Bank of Canada cut the interest rate for Canadians by a full percentage point earlier this month. As a result, prospective home buyers looking to get a mortgage can now expect to borrow at a decreased rate. With fixed term mortgage rates also on the decline, home buyers have the flexibility to borrow more and aim for a higher home price or get a better mortgage rate and have less expensive mortgage payments.

So, with buyers in a good position to buy, how are real estate agents helping to make home sales happen, particularly in the wake of temporary social distancing?

Leverage Technology for Real Estate!

Big advances in technology have ignited a fundamental shift in the real estate industry, and it is now easier than ever to gain a wealth of knowledge about a home, condo, townhouse or any listing from the online listing alone.

Floor plans, detailed descriptions, panoramic pictures, and video tours allow the buyer to get a good feel for a home, before ever setting foot within the property.

With a greater segment of the population glued to their screens during isolation measures, there could be a marked increase in recreational and serious buyers browsing the online marketplace. Agents will be ensuring more than ever that their online listings are as detailed and alluring as possible.

These tools will help the real estate market move online, at least until isolation measures have passed:

• 360 Virtual Video Tours

More agents are working with photographers specializing in 360 home video tours as a way to create an immersive experience for the home buyer.

By helping to bring the property listing to life, buyers like that they can get a feel for the space without being there. A good virtual video tour is navigable, interactive, and controlled by the viewer. The resolution should be high, and the control tools should be intuitive.

The ultimate goal is to replicate the experience of walking through each room, in person. During COVID-19, 360-home tours are a recommended alternative to an open house.

• Ditching the Paperwork

We may be hoarding toilet paper supplies, but we can a least give the printer paper a rest by moving to electronic signing methods once you’re ready to sign on the bottom line.

There are a number of downloadable apps available, allowing signatories to sign a PDF or word document directly through your phone or tablet. Many of which real estate agents are already using to facilitate real estate deals.

Limited contact, limited paper. Online signing methods can be encrypted with a tamper-evident seal and audit trail. This ensures the legality of the signed documents and allows you and your agent to view what was signed, and when.

• Screen-to-Screen Selling

While face-to-face contact is challenged during the period of social distancing, there are other ways to maintain a personal connection with your agent. Video calling tools such as FaceTime and WhatsApp, can help mimic a meeting with your agent more effectively than a phone call, and can also prove to be useful if you wish to view aspects of a property not shown through the listing.

Above all, it’s important that you’re taking precautions to ensure your personal safety, and the safety of others during your home search. And remember that “necessity is the mother of invention”; perhaps some of these temporary adjustments will prove to be viable long-term solutions for the real estate industry.  In the meantime, with a little bit of creativity, real estate agents can maintain their commitments to their clients, in a way that keeps all of our communities safe.  

The post How Canadian Real Estate Can Continue During Coronavirus appeared first on Guide Your Home.

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Kayley Jackson

February home prices up 0.4%

Seven out of 11 major metropolitan markets recorded increases

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Trudeau unveils $82 billion COVID-19 stimulus

No specific proposal related to mortgages was included in the package

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RE/MAX to continue working with mortgage brokers during COVID-19 pandemic

However, agency will be taking precautions in line with government recommendations

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Open houses in the time of COVID-19

Agencies across Canada are postponing open houses and ground-breaking ceremonies

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Even a small town in the Maritimes is experiencing a housing shortage

The country's housing crisis has reached tiny Tignish, with a population of 800

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COVID-19 : Est-ce le temps d'acheter une propriété? | Coronavirus : Ontario - ICI.Radio-Canada.ca

COVID-19 : Est-ce le temps d'acheter une propriété? | Coronavirus : Ontario  ICI.Radio-Canada.ca

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Blanchiment d'argent : « T'es capable de garder un secret? » - ICI.Radio-Canada.ca

Blanchiment d'argent : « T'es capable de garder un secret? »  ICI.Radio-Canada.ca

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Agrandissez votre maison avec une extension

Que vous soyez de l’Aveyron ou de ses alentours, vous pourrez découvrir les avantages d’une extension de maison avec facilité grâce à des experts....

The post Agrandissez votre maison avec une extension appeared first on Blogue Immobilier : conseils et astuces.

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Blogue Immobilier

Bien chez soi : un goût de liberté - La Presse

Bien chez soi : un goût de liberté  La Presse

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Le marché résidentiel ralenti dans son élan - La Presse

Le marché résidentiel ralenti dans son élan  La Presse

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Le marché résidentiel ralenti dans son élan - La Presse

Le marché résidentiel ralenti dans son élan  La Presse

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100 Brokers Who Care brings philanthropic support to Canadians in need

Mortgage professionals team up for quarterly financial donations to struggling households and fundraising causes

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Canada’s largest banks slash prime lending rates

Move follows BoC’s surprise interest rate cut announcement last week

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More Canadians call for suspension of rent, mortgage payments

Another union urges a freeze on payments, while a Change.org petition goes viral

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Housing market still set for a "big year" despite gloom

Interest rate cuts will only add fuel to an already hot market, says a new report

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Bank of Canada bolsters support for key funding markets

Central bank also says it "stands ready" to support the Canada Mortgage Bond market

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COVID-19 : Le palais de justice de Montréal déborde - Droit-Inc.com

COVID-19 : Le palais de justice de Montréal déborde  Droit-Inc.com

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Trump lance un plan massif pour sauver l'économie de la pandémie - Le Journal de Québec

Trump lance un plan massif pour sauver l'économie de la pandémie  Le Journal de Québec

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Our Commitment During the COVID-19 Crisis

To our valued customers and real estate consumers,

We know this is a trying and stressful time for all of us in Canada.  Things are changing almost hourly with government recommendations at the federal, provincial, and municipal levels.

At RE/MAX, we want to offer you stability and comfort knowing your real estate needs are still being met in a safe and responsible manner.  On remax.ca, we continue to offer up-to-the-minute listings, accurate home estimates, and timely, valuable real estate news — especially important at this time.

Rest assured, while we remain open for business, our agents and brokers are taking all necessary precautions as recommended by the various health agencies and government.  

• Our agents are limiting contact with the general public and will use alternative means of communication wherever possible such as texts, phone calls, and emails
• We have strongly recommended the ca postponing of all open houses immediately until a future date where it’s deemed safe
• Any agents that feel unwell are instructed to self-isolate and not interact with the public
• Information around hand washing and sanitizing has been circulated with our agents and we are strongly encouraging them to follow all guidelines as outlined by public health officials to help keep themselves and their clients protected
• RE/MAX offices are reducing hours and seeking alternative technologies to connect with clients and host offer presentations 
• RE/MAX agents are committed to using technology to help safely deliver the best service possible. This includes virtual tours of the home or digital presentations. 

The strength of our RE/MAX agents is knowing and being a part of your communities.  We are all in this together and remain committed to keeping you and your loved ones safe. 

To those who are already with our RE/MAX agents buying or selling a home, our agents are there for you and if necessary, will make arrangements with you if there are any concerns around illness or potential spread of the virus.

Nothing is more important right now than the health and safety of our colleagues, clients and fellow citizens across Canada.

Check our blog frequently for our updates on how this situation is impacting the real estate market, and we will continue to be here to answer your questions and serve your real estate needs.

Sincerely,

Christopher Alexander

EVP & Regional Director of RE/MAX Ontario-Atlantic Canada

Elton Ash 

Regional Executive Vice President, RE/MAX of Western Canada

The post Our Commitment During the COVID-19 Crisis appeared first on Guide Your Home.

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RE/MAX Canada

Immobilier : acheter et vendre sans courtier – Partie 3

Dans les deux textes précédents je faisais part de deux mythes concernant l’achat et la vente avec un courtier immobilier. Le mythe #1 était que le courtier immobilier est la meilleure personne pour fixer le prix de vente ou d’achat. Le mythe # 2 repose sur la supposition que ça ne coûte rien acheter avec un courtier. Vous avez été très nombreux à réagir à mes textes, et certains commentaires furent virulents ! Dans ce texte, je vous présente un troisième mythe selon mes expériences passées.

Mythe # 3: Les courtiers s’occupent de tout et vous assurent une vente

J’ai deux exemples vécus à vous présenter pour contredire ce mythe. Le premier, tout récent. Un courtier affiche une propriété depuis plusieurs mois. Je lui ai écrit à au moins deux reprises pour obtenir des informations. Aucune réponse n’est venue. J’ai alors décidé d’y aller avec un courtier collaborateur qui me représente. Mon courtier ne connaît pas l’immeuble, contrairement au courtier du vendeur. Lors de la visite des lieux, le courtier vendeur… n’est pas venu, comme c’est souvent le cas. Nous avons eu de la difficulté à trouver des accès pour le 3^e étage de la propriété (la configuration était compliquée). Il y avait 25 clés dans la boîte à clés, aucune d’identifiée! Je vous le dis, un courtier vendeur qui fait un super boulot pour faciliter sa vente… dis-je sarcastiquement ! Nous sommes passés à autre chose. Je ne compte plus les fois où j’ai vu des courtiers inscripteurs ne rien faire une fois la propriété inscrite sur Centris.ca.  Comme si la propriété allait se vendre par magie. Heureusement, ce ne sont pas tous les courtiers qui font ça.

Un deuxième exemple, vécu récemment. Un courtier inscrit une propriété et reçoit plusieurs demandes pour visiter l’immeuble. Ce courtier ne répond pas assidûment à ses demandes de visites. Plusieurs acheteurs potentiels finissent par retrouver les coordonnées des vendeurs pour leur dire qu’ils veulent visiter, mais que le courtier ne répond tout simplement pas à leurs courriels ou téléphones. Ce courtier mérite-t-il sa juteuse commission ? Pas du tout selon moi. Je préfère faire le boulot de vendeur moi-même quant à ça.  

J’ai une opinion bien tranchée sur ce dernier aspect : si j’engage un courtier pour vendre, je m’attends à ce qu’il soit un bon vendeur, pas juste un inscripteur sur Centris. Si le courtier ne se déplace même pas pour faire visiter dès qu’il y a un autre courtier collaborateur d’impliqué, à quoi sert-il ? Je veux qu’il me représente et qu’il joue son rôle de « vendeur ». Au moins, qu'il soit présent sur place, même s'il reste discret durant la visite. 

Plusieurs pensent le contraire de moi, et je l’accepte bien.

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Steve Forget

Our Commitment During the COVID-19 Crisis

To our valued customers and real estate consumers,

We know this is a trying and stressful time for all of us in Canada.  Things are changing almost hourly with government recommendations at the federal, provincial, and municipal levels.

At RE/MAX, we want to offer you stability and comfort knowing your real estate needs are still being met in a safe and responsible manner.  On remax.ca, we continue to offer up-to-the-minute listings, accurate home estimates, and timely, valuable real estate news — especially important at this time.

Rest assured, while we remain open for business, our agents and brokers are taking all necessary precautions as recommended by the various health agencies and government.  

• Our agents are limiting contact with the general public and will use alternative means of communication wherever possible such as texts, phone calls, and emails
• We have strongly recommended the cancelling of all open houses immediately until a future date where it’s deemed safe
• Any agents that feel unwell are instructed to self-isolate and not interact with the public
• Information around hand washing and sanitizing has been circulated with our agents and we are strongly encouraging them to follow all guidelines as outlined by public health officials to help keep themselves and their clients protected
• RE/MAX offices are reducing hours and seeking alternative technologies to connect with clients and host offer presentations 
• RE/MAX agents are committed to using technology to help safely deliver the best service possible. This includes virtual tours of the home or digital presentations. 

The strength of our RE/MAX agents is knowing and being a part of your communities.  We are all in this together and remain committed to keeping you and your loved ones safe. 

To those who are already with our RE/MAX agents buying or selling a home, our agents are there for you and if necessary, will make arrangements with you if there are any concerns around illness or potential spread of the virus.

Nothing is more important right now than the health and safety of our colleagues, clients and fellow citizens across Canada.

Check our blog frequently for our updates on how this situation is impacting the real estate market, and we will continue to be here to answer your questions and serve your real estate needs.

Sincerely,

Christopher Alexander

EVP & Regional Director of RE/MAX Ontario-Atlantic Canada

Elton Ash 

Regional Executive Vice President, RE/MAX of Western Canada

The post Our Commitment During the COVID-19 Crisis appeared first on Guide Your Home.

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RE/MAX Canada